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Personal Umbrella Insurance Is Not Just For The Wealthy Anymore!

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Today, lawsuits are everywhere. Personal Umbrella Insurance (PUP) is not just for the wealthy anymore! Umbrella insurance is designed to give you added liability protection above your current limits on homeowners, auto, and watercraft personal insurance policies. With an umbrella policy, you can add an additional 1 to 5 million in liability protection. This protection “kicks-in” when the liability on other current home, auto & watercraft policies has been exhausted.

The good news is a personal liability umbrella insurance policy can give you added liability protection without a largeumbrella-risk155.jpg added cost! To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by OSH Insurance vendors.

What’s Peace of Mind Worth to You? Imagine if your dog was to bite a neighbor’s child or there is an accident on your rental property. What about a fire in your condo that spreads to other units? What would happen if you or a family member missed a stop sign and struck and killed a pedestrian? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets—or your future earnings. Lawsuits Are Not Limited to Your Net Worth and you could be liable and wages could be garnished for years.

An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you but your spouse and all family members living in your household anywhere in the world. Legal defense fees are also paid. Having the added protection of a liability umbrella policy is coverage no one should go without.

Considering the extra security and protection a Personal Umbrella provides. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with that additional protection. The cost is minimal compared to the comfort of knowing you’re covered. And a Personal Umbrella can get you additional discount on your home & auto policy. That right! Get additional protection and get a discount on your existing home and auto! Talk to an OSH Insurance agent to determine what’s right for you.


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